

Pre-Settlement Funding
Where Advance Fees End in 12 Months… It’s That Simple.
If you've heard the horror stories of clients securing a pre-settlement advance of $5,000 only to owe $17,000 by the time the case settles, rest assured, that will never happen with Capital Financing.
Four years ago, attorneys within the What's My Options Inc network approached us with a pressing concern: they were witnessing hardworking clients, injured in accidents, seeking cash advances to cover hospital bills. These clients were often burdened by high, compounding interest rates from funding companies, leaving them with a hefty debt by the time their cases were settled. This not only strained the attorney-client relationship but also caused immense stress and frustration for everyone involved.
We listened closely to the needs of both attorneys and clients and developed a unique solution that’s not available anywhere else: terminating fees after 12 months, with a flat, capped payment schedule.
This means your client will know the final fee upfront. Even if the case takes two years to settle, the fees will only accrue for 12 months—no more. This is a solution no one else in the industry can offer.

If the case meets the terminating interest requirements, the fees will end after 12 months.
Mission Statement: Being Fair and Reasonable is Our Pledge to Your Clients
Working with Capital Financing means more money for your clients at settlement. We are committed to ensuring that your clients receive the best financial solution without the burden of excessive fees, allowing them to focus on their recovery while maximizing their settlement.
The Capital Financing Difference:
Over the years, we've watched the rapid growth of legal financing companies, and we've seen firsthand how the rise of Pre-Settlement Funding has created significant challenges for law firms. We frequently hear from firms advising clients against taking settlement advances due to the complications it can cause at settlement.
We agree wholeheartedly with your philosophy, despite being in the business of advancing money for lawsuits. Capital Financing should be considered your client’s last resort when no other options remain.
However, many clients are often faced with catastrophic financial hardships, and when taking a cash advance is their only choice, they should never have to pay more for the same money. We believe in treating clients with respect, which is why we maintain transparency in our pre-settlement funding approach. When your client needs funding, trust us to be a reliable partner, ensuring they get the help they need without unnecessary financial strain.
One contract. One trusted partner. Your time is valuable—don’t waste it!